Reviews for Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Feb 2024

No judgement, very professional and full of good advice. I feel very comfortable knowing I’m in good hands (thank you Ian!) and am confident in the steps I’m taking for the future.
Feb 2024

Absolutely amazing service! Going through the stressful process of considering a consumer proposal was made much easier with there kind, and thoughtful counselling. Once I came to the decision that it was the right move for me to make, licensed insolvency trustee Ian was there every step to ensure I understood every aspect of the process.Once the proposal was complete, every question I had was promptly answered, and ongoing support was just an email away. Seeing how much time and care was put into my case was heartwarming to see. I could see that my future success was genuinely cared about by Ian throughout the entire process.I encourage anyone facing a tough financial...read full review
Feb 2024

Amazing company.Super friendly and helpful throughout the whole process. They were there for me from the moment I called to the day I got my discharge letter. I never expected this kind of help going through the process of bankruptcy but they made the experience easy and stress free as possible.Thank you for everything.Stephen mclean

From Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Hoyes Michalos is a licensed Debt Relief firm with 20 years' experience helping people get out of debt. As a Licensed Insolvency Trustee, we are accredited by the Canadian government to provide Consumer Proposal, Bankruptcy and Credit Counselling services. Our mission is to give you a fresh financial start and help you rebuild your finances. We give you a plan to become debt free, it's that simple. Our team of professional, accredited debt experts provide caring, confidential, friendly advice that is custom-tailored to your situation. Our Kitchener office is conveniently located on King Street between Downtown Kitchener and Uptown Waterloo, is on the Kitchener LRT line and has plenty of parking.