Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Bankruptcy Service, Debt Relief Services, Credit Counseling Service

800 King St W Suite 2A, Kitchener, ON N2G 1E8

About Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

Hoyes, Michalos & Associates is a licensed debt relief firm with 20 years of experience helping individuals become debt free. As a Licensed Insolvency Trustee, they provide Consumer Proposal, Bankruptcy, and Credit Counselling services, all accredited by the Canadian government. Their mission is to give individuals a fresh financial start and assist them in rebuilding their finances. The team at Hoyes, Michalos & Associates is known for their professionalism, kindness, and attentiveness. They provide confidential, friendly advice tailored to each individual's situation. Customers have praised the company for making the process of becoming debt free fast and smooth, and they appreciate the knowledgeable staff who answer questions related to debt and more. The company's Kitchener office is conveniently located with ample parking and easy access to the Kitchener LRT line. The team, including staff members like Charlie, has been recognized for their thoroughness and responsiveness, ensuring the process is as easy as possible for their clients. Customers have expressed satisfaction with the company's services, noting they felt cared for and respected throughout the process. They highlighted the peace of mind gained after completing the process and acknowledged the company's expertise and guidance in achieving a brighter financial future. In summary, Hoyes, Michalos & Associates is a licensed debt relief firm featuring a team of professional, caring, and knowledgeable experts who provide confidential, customized advice to help individuals become debt free. Their services are praised for their ease, accessibility, and effectiveness in helping clients regain financial stability.

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Reviews for Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee

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  • Apr 2026

    My experience with Charlie at Hoyes, Michalos & Associates has been phenomenal from very the beginning. His knowledge and expertise was very valuable when deciding to go through with my consumer proposal. The two mandatory meetings were also a great way to check in and go over any uncertainties I had about rebuilding my credit and made me feel more confident about moving forward. Thanks again Charlie!

  • Jan 2026

    I have been in the unfortunately situation for utilizing them twice in my life. Both times Scott and Charlie have been amazing. They have made me feel comfortable and that the situation i was in was the bumps in the road of life. If there is a debt relief company you should have in your corner it is Hoyes...

  • Nov 2025

    8 years ago I seen these great people. Changed my life and how I manage money. Since than I purchased a home. 4 years ago. I couldn’t do it without these folks. If you’re thinking about it, These guys are here to help you , they helped me

Hours

Monday: 8AM - 6PM
Tuesday: 8AM - 6PM
Wednesday: 8AM - 6PM
Thursday: 8AM - 6PM
Friday: 8AM - 5PM
Saturday: ClosedSunday: Closed

Tips

 online appointments

Location

800 King St W Suite 2A, Kitchener

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