About Magical Credit

Magical Credit offers cash loans to people with bad credit across Canada, excluding Quebec, Saskatchewan and Manitoba. They provide a payday loan alternative and consider more than just credit history when evaluating loan applications. Customers praise the company for its friendly and helpful staff. Reviewers highlight the efficiency and support they received, particularly mentioning a staff member named Jenny, who was described as quick, efficient, polite, and knowledgeable. Magical Credit is recommended by satisfied customers as a reliable option for borrowing when facing financial difficulties.

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Reviews for Magical Credit

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  • Jul 2026

    Applying for a loan with Magical Credit was easy and speaking with the representative was pleasant, no pressure. She answered my questions and I felt comfortable completing my application. I received my money soon afterward. Thank you, Mer, for your professionalism and friendliness.

  • Jul 2026

    I find the services offered by Magical Credit to be some the best available. The application process is quick and easy, funds deposited into your account within an hour after approval. I have already recommended this lender service to everyone who’s looking to borrow… Thank you Magical Credit for being amazing

  • Jun 2026

    It was so magical & amazing!
    So easy and contented to deal with them. No regrets of having them as lending co. in which I had to ask for their financial assistance.
    I wasn’t mistaken.
    Thanks Magical Team
    Keep up the good work.
    Kudos to all of you.

Hours

Monday: Open 24 hoursTuesday: Open 24 hoursWednesday: Open 24 hoursThursday: Open 24 hoursFriday: Open 24 hoursSaturday: Open 24 hoursSunday: Open 24 hours

Location

970 Lawrence Ave W #402, North York

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