Reviews for Magical Credit

Jan 2024

I just got a loan from Magical Credit and I'm very happy with their customer service and the ease of applying. It was all completed in one afternoon. My only wish was that individuals on permanent long term private disability qualified for their 60 month repayment schedule and not just the 24 month one. If you are in need of a high interest loan because you have been turned down from conventional (lower interest) lenders for whatever reason, I would recommend their service. Everything was fast and easy. I had been turned away from other lenders because of unfortunate circumstances a few years ago and am glad I found them. 5 Stars from me.
Sep 2023

Magical Credit is truly amazing! Their assistance has been a real lifesaver for me. The staff is incredibly friendly and supportive, and they made the entire process a breeze. I wholeheartedly recommend Magical Credit to anyone seeking financial help. They are the best!
Sep 2023

Super easy to apply just make sure you have all your documentation. Got my confirmation call right away!! Customer service has always been pretty good, (calling is definitely best for issues) this is my third loan with Magical credit.You can apply with CCTB which has been a lifesaver. Rates are higher as with any place like this but that's not their fault.Would absolutely recommend people try this company.You can pay back with no penalties too which is awesome. Solid 4.5Thanks!!

From Magical Credit

Magical Credit provides cash loans to people with bad credit. If you are looking for a payday loan alternative, Magical Credit is your choice! Banks and payday loan companies can be very stingy with their funds. At Magical Credit, we look beyond your credit history to determine if you qualify for a cash loan. At Magical Credit you are eligible for a bad credit loan regardless of your residence as we serve all Canada except Quebec, Saskatchewan and Manitoba.