F5 Financial Planning: Retirement Planning & Investment Management

My wife and I were introduced to F5 by a friend. We came into this totally blind, not understanding how any of this worked. Josh was very patient and worked with me so that I understood how the handling of our finances worked. I am not a tech savvy person. My wife is, but unfortunately, she passed away very early into our introduction with Josh. Again, I can’t state enough how patient Josh was working with me during my time of loss, and my lack of knowledge of how this works. I’m very pleased with the way everything has been handled and the advice and direction I that he has given me. I look forward to many years of expanding my financial assets, along with helping F5 grow and spread their business to more people. I recommend F5 to everyone that I meet and discuss about financial security. Thank you, Josh and Jennifer for all that you were doing.
Dan & Carla Richter

It has been a pleasure working with Josh and his team. We needed help to put all our financial and important documents in an easy to access, secure location as well as improving our financial plan. Very professional and efficient service. Highly recommend!
Thank you!

Entering my 50s and closing in on retirement with aging parents, I decided it was time to seek out the help of a financial advisor. After researching online, asking around, and reading reviews from various platforms, I called F5.From day one, Josh lived up to the reviews of his clients. He took me under his wing. He explained unfamiliar financial concepts, pointed out options I didn’t know I had, and took the time to answer my questions.Josh and I worked together to identify my goals and priorities, consolidate under one umbrella, and strategize a plan that aligned my assets accordingly. He provided guidance on estate planning, insurance and options for the path toward purchasing my first home.Josh has always been upfront, kind and never condescending. He has shown me what a long-term investment strategy looks like, advises based on my risk tolerance, and ensures the safest path for true growth while keeping inflation front of mind. He’s truly gone above and beyond.If you are looking for a fee-only fiduciary that puts you first, Josh and his team at F5 are the best there is.

Though I’ve only been working with Josh and his team at F5 Financial for 6 months, he’s provided a lifetime of beneficial financial guidance, reassurance, and advice. After my wife and I started our family, we wanted someone who could help us identify our financial goals, create an investment plan, and walk us through important priorities such as creating a will and equipping ourselves with appropriate insurance coverage.From day one, Josh listened to our objectives and goals and was forthright on the top items we needed to work through. Once he rolled over all my outstanding 401ks into a current investment portfolio and consolidated all our assets under one umbrella, he strategically diversified our investments to meet our short and long-term goals, all while mitigating risk.Josh has been trustworthy and responsive, holding our hands every step of the way. He’s answered our questions, and if we have a request outside his expertise, he’s steered us to the most suitable resources. Josh is the perfect advisor to support our financial objectives, and over time, create a lasting legacy for our family.

Prior to retiring, I decided I needed a financial adviser. Some of the different stories I had heard about financial advisers made me untrusting. I talked with some advisers that were recommended by friends and searched for fee-only advisers that were local to me. I wanted someone I could sit down with and talk to. I came across F5 financial and set up an appointment with Josh. I found Josh to be very personable and knowledgeable. He clearly explained F5’s philosophy to financial retirement planning. F5’s fee for service was made very clear to me with no hidden fees or fees I didn’t understand. I didn’t always have that feeling with some of the other advisers I had talked with.Josh sat down with my wife and me to put together a retirement plan, during these planning sessions he asked questions to fine tune a plan specific to me, not just some cookie-cutter plan. After he had the plan put together, he sat down with us and explained it in detail in ways we could understand and answered all our questions.Every time I have contacted Josh by phone or email, he has been very responsive and has gotten right back to me with an answer. I have never felt rushed when talking to or meeting with Josh. If you are thinking about getting a financial adviser, I would recommend scheduling an appointment with Josh and hearing what F5 has to offer. I have been very pleased with the service I have received.

We always get a response from Josh whenever we have a question. We hired Josh with F5 because we needed help with retirement planning, but he has a comprehensive approach to financial planning, so he also helped with our general budgeting, getting the right insurance, our tax planning, and our estate planning. He was able to consolidate our retirement and investment accounts, and that gives me peace of mind to know everything is in one place.When we first started working with Josh, we met to discuss our goals for retirement, and Josh built an investment plan that aligned with that. But I really like it that Josh checks in with us on a regular basis to make sure we’re all on the same page with our financial goals. This is on top of the quarterly financial statements we get and reviews we have with him.Josh is very personable and professional. He has connected us with many other professionals, like estate lawyers and CPAs, who have helped us get plans in order and freed up a lot of our time. We trust him a lot and made sure our children have his contact information, in case something happens to us and they need important information. Josh goes above and beyond in my opinion, and I highly recommend him if you need a financial advisor.

We have worked with Josh and F5 Financial for about 1.5 years now. My wife and I saw that many of our friends were working with financial planners, and even though we felt secure in our finances, we knew we probably weren’t maximizing our potential. Josh is my sister and brother-in-law’s financial advisor, and my BIL did quite a bit of research before he hired Josh, so I knew I could trust his recommendation. Josh is great to work with – he’s very knowledgeable and responsive to all our questions. He took a thorough look at our finances and got us on the right path with our retirement planning, estate planning, insurance and budgeting. I didn’t even think about our estate planning until we started working with Josh, and I’m glad he took care of it. My only regret is that we didn’t start working with Josh sooner. If you need a financial planner, I recommend contacting Josh and F5 Financial.

After my wife and I had our children, we decided it was time to get our finances in order. We were concerned about retirement planning, 529 education planning, and budgeting for our family finances. After working with F5 Financial, our finances are in a strong place. Even though I like to stay hands-off, Josh keeps me well-informed and clearly answers my questions whenever they come up. On top of his expertise as a financial planner, Josh is a down-to-earth, friendly guy who’s easy to talk to. I highly recommend F5 Financial’s financial advisory services if you want a firm that is trustworthy and easy to work with.