Kearns Mortgage Team, Mortgage Broker

Highly recommend these guys , Ryan was very easy to work with, competitive and the most important thing to me , communicative. I don’t have enough words to thank them for helping us achieve our first home , even though it was an extremely hard situation Heather and him made it possible. Heather is a key component on his team. The way she explains and breaks everything down for you is the best, highly recommend them , I’ll be working with them again without a doubt

Once again, Ryan and the entire Kearns Mortgage Team went above and beyond. They know how to communicate well and bring a financing deal to the closing table. Highly highly recommend.

Very helpful. Always explained the process very well and easy to understand. Very responsive and personal.

I had the pleasure of working with the Kearn Mortgage Team, led by Ryan Kearn, on a recent transaction where they truly went above and beyond. After the buyer’s original lender was unable to navigate some of the challenges related to the condo approval process, Ryan and his team stepped in mid-transaction and immediately took control with confidence and expertise.

What impressed me most was how quickly they assessed the situation, outlined a clear path forward, and executed. Despite coming in late in the process, they were able to keep everything on track and get us to the closing table within just a few weeks. Their responsiveness, knowledge of complex condo financing, and ability to problem-solve under pressure made all the difference in saving the deal.

As a real estate professional, it’s invaluable to have a lending team you can trust when a transaction hits unexpected roadblocks. I would not hesitate to recommend the Kearn Mortgage Team to buyers or to work with them again in the future. They are a true asset in any real estate transaction. 👍

I had a wonderful experience. Ryan is very knowledgeable, they were hands on, and super responsive throughout the process.

Great to work with. Communication was always prompt.

We worked on a closing together recently, and it went flawlessly. From beginning to end there Were no issues and no surprises. I really appreciate all of your hard work and Effort.

I have worked with many mortgage brokers in my career as a Title Agent and Ryan and his team are top notch! The communication is always excellent. I have never had a closing in which his client wasn't happy with the services they received.

Ryan and Heidi at the Kearns Mortgage Team were absolutely incredible throughout our home purchase. As a self-employed business owner, I knew there would be extra layers of documentation and scrutiny involved - but they were proactive from day one. Before we even started seriously looking, they reached out to multiple underwriters to ensure my file would clear and that our timeline would work. That level of preparation gave us immediate confidence.

Once we were under contract, their communication was outstanding. They sent clear, detailed video explanations at every step, which eliminated confusion and answered questions before we even had to ask. And whenever we did have questions, they treated every one of them with patience and respect. No question ever felt silly - they truly operate as experts who handle this every day and want their clients to feel fully informed and comfortable.

The process couldn’t have been smoother. We had no funding delays and were clear to close nearly two weeks ahead of schedule. From start to finish, they were professional, proactive, and incredibly supportive.

I couldn’t recommend them more highly and would absolutely use them again.

Ryan and his team were AMAZING! The sellers wanted to close quickly and Kearns Mortgage Team got it done with multiple banking holidays in between. They truly are so dedicated, efficient and supportive through the whole process. Would not recommend anyone else.