About EquiFund Mortgage
EquiFund Mortgage, NMLS# 1070755, offers a personalized loan origination experience and an automated online mortgage lending platform, providing lower interest rates and closing costs for home buyers and homeowners. With over 22 years of mortgage experience, the principal mortgage broker has closed and funded over 5,000 loans since 1998. EquiFund Mortgage is dedicated to delivering reliable pre-approvals, fast loan closings, and expert representation focused on protecting clients' wealth. The company carefully reviews each loan request to find the lowest closing cost and interest rate loan program, maximizing the applicant's savings. Customers have shared exceptional experiences with EquiFund Mortgage, highlighting the smooth transaction, great customer service, and significantly lower rates compared to other lenders. Many clients have expressed gratitude for the team's guidance and support, noting their outstanding work ethic. Reviews mention impressive savings, such as a refinance that saved over $1,000 a month and a bond loan that made closing costs zero. Clients appreciate the personal attention to detail and excellent communication throughout the mortgage process, making it smooth and straightforward.
EquiFund was able to get me a 1% lower interest rate than everyone else! Jim was communicative and responsive throughout, and showed me how my monthly savings could be applied towards principal to pay my loan off 6 years early and save over $75k! So glad to have found them!
We thoroughly enjoyed working with James Hammond on our mortgage. James is personable, professional, and very responsive.
We closed on 10/27/2025 at 5.75% on a condo with same closing costs as other lenders offering 6.75 - 7.00%. The lower rate saved us $129.27 per month, equaling $55,563 interest saved. With the rate being so low there is no need to refinance which saves us future closing costs
We bought a home and got a 1% Lower Rate with same closing cost as other lenders, and a $166.43 lower payment.
That's like 59k in interest saved.