About 1st Heritage Credit

1st Heritage Credit in Knoxville, TN, formerly known as Heights Finance, offers a variety of personal loans, including installment, auto, debt consolidation, secured, and unsecured loans, with amounts up to $10,000 or more. Customers appreciate the friendly and helpful staff who take the time to ensure they understand all contract terms and options. The staff is known for excellent customer service, being honest, respectful, and willing to assist with any questions. Many reviews highlight positive experiences over several years and multiple locations, noting that staff are accommodating and communicate clearly, whether in person or over the phone. Customers also mention that the staff can be stern when necessary, especially regarding bill collection, but always maintain a respectful approach. Overall, the business is praised for its caring and professional service, making loan processes straightforward and trustworthy.

Reviews for 1st Heritage Credit

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  • Dec 2025

    These ladies are amazing!! They take the time to make sure you understand every aspect of your contract terms, and their customer service is unmatched!! Stop by and see these wonderful ladies!!

  • Aug 2024

    I have been with this company for a few years, 2 different branches, with both locations I have had excellent experiences
    They always take there time to make sure that I understand my options ( in the situation)
    In my opinion good service is a 2 way street
    Being upfront and honest, respectful to the person you are on the phone with/ or in person with, you will get the same response.
    However in the field they are in sometimes they need to be stern, because of bill collection. But if you are paying your bill on time, then that should not be a problem.
    Personally if I know that I am going to be late beyond my 5 day grace period, I call ahead and tell them...read full review

  • May 2022

    I had a great experience with this company. I used them for another loan on a couch I had bought. Paid it off in the time allotted and never had a problem. Every time I called to get a balance they were kind and made sure they answered all my questions.

Hours

Monday: 8:30AM - 5:30PM
Tuesday: 8:30AM - 5:30PM
Wednesday: 8:30AM - 5:30PM
Thursday: 8:30AM - 5:30PM
Friday: 8:30AM - 5:30PM
Saturday: ClosedSunday: Closed

Location

8078 Kingston Pike #161, Knoxville

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