About Magical Credit

Magical Credit offers cash loans to people with bad credit across Canada, excluding Quebec, Saskatchewan and Manitoba. They provide a payday loan alternative and consider more than just credit history when evaluating loan applications. Customers praise the company for its friendly and helpful staff. Reviewers highlight the efficiency and support they received, particularly mentioning a staff member named Jenny, who was described as quick, efficient, polite, and knowledgeable. Magical Credit is recommended by satisfied customers as a reliable option for borrowing when facing financial difficulties.

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Reviews for Magical Credit

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  • Mar 2026

    Easy simple and direct, magical credit is a great company, them came through when I was in need of urgent fund right away I was approved and got my money within an hour!! I highly recommended to anyone in need of urgent funds.

  • Mar 2026

    I was very happy that I had been approved! It took less than 24hrs from start(filling out application) to finish(funds deposited). I really needed needed the help & they helped me!
    A vert big appreciative THANK YOU!

  • Mar 2026

    Costumer service is excellent . Right after I apply, got reply in my email and text message, only took seconds for the reply and approval,
    note: just be sure to complete tthe IBV and send govt ID and a paystub for the first application. When I signed the contract, just few minutes, the fund is in my bank account.
    Now I have been in my 3rd application, and there is a payment plan-3 installments. A big help for me. No additional fees. No hidden fees. Magical Credit is a good company🥰

Hours

Monday: Open 24 hoursTuesday: Open 24 hoursWednesday: Open 24 hoursThursday: Open 24 hoursFriday: Open 24 hoursSaturday: Open 24 hoursSunday: Open 24 hours

Location

970 Lawrence Ave W #402, North York

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