Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385

I honestly don’t know if we would be sitting in our new home today without Carlos and Pam.

The last couple of years brought a lot of instability to our family because of circumstances and medical challenges we never expected. Along the way, our once excellent credit ended up with some blemishes, and when we decided we needed to sell our home and make a fresh start, we truly didn’t know if buying another house would even be possible.

We talked to lenders and brokers who essentially told us no.

Then we found Carlos.

From the very beginning, we were completely transparent with him about everything. Instead of immediately telling us it couldn’t be done, he said,… read full review

Carlos has been outstanding throughout my VA loan process. My situation wasn’t straightforward, but he took the time to understand my circumstances, clearly explain my options, and find a lender whose guidelines fit my needs. He has been honest, knowledgeable, responsive, and willing to answer every question without making me feel rushed or judged. After other lenders made homeownership feel out of reach, Carlos gave me a realistic path forward and worked hard to present my case properly. I highly recommend him to any veteran especially those with challenging credit or a complicated financial situation who wants someone experienced and genuinely committed to helping.

Carlos and his team at Edge were fantastic to work with. Being a veteran and having someone who specializes in VA loans made the process seamless. I will definitely use them again in the future if I ever decide to purchase another home. Thank you Carlos and Pam.