About North State Acceptance
North State Acceptance is a financial services company in Raleigh, North Carolina, helping individuals secure car loans. It is described by some as a trusted and dedicated local partner offering flexible, accessible financing and personalized support for a smooth, stress-free process. Customers report a seamless experience when payments are made on time as promised. However, other reviews strongly warn about the company, stating the interest and fees are absolutely insane and can trap borrowers in debt, making it feel like a place that takes advantage of desperate people. A minor complaint from a long-term customer is that the website, while allowing easy payments, lacks detailed loan information like payoff dates and amounts. Experiences vary significantly between those who keep their payment agreements and those who struggle.
This company is the worst lender you could possibly deal with , I co-signed on a car with my mother , the car broke down a month after buying it , we purchased the warranty with our loan , the repossessed the car before it even made it too a shop , the past few years they sold the car for more than I purchased it for , they garnished my check , then I finally settled the account we are almost 8 years since this happened I call too get the account removed as they agreed too settle too delete , not every time I call they say they don’t delete accounts they are intentionally parking on my credit and the do not act in good faith they get people in low credit situations...read full review
Very very trashy company. 1. Doesn't accept split payments So they can kill you on interest. 2 don't have a modern payment processing system. No credit card and only certain cards work. 3 MONEY Hungary
This company is garbage never ever make loan here I had bought a car with them I decided to return it because of the high interest they were charging me.
now it turns out that it was declared a total loss for no reason and they want me to pay it in full after paying for it for almost two years