North State Acceptance is a financial services company in Raleigh, North Carolina, helping individuals secure car loans. It is described by some as a trusted and dedicated local partner offering flexible, accessible financing and personalized support for a smooth, stress-free process. Customers report a seamless experience when payments are made on time as promised. However, other reviews strongly warn about the company, stating the interest and fees are absolutely insane and can trap borrowers in debt, making it feel like a place that takes advantage of desperate people. A minor complaint from a long-term customer is that the website, while allowing easy payments, lacks detailed loan information like payoff dates and amounts. Experiences vary significantly between those who keep their payment agreements and those who struggle.
North State Acceptance is the best ! I see a lot of bad reviews from this company, but I’ve been working with them for the past couple of months. They are a big help if you allow them to be. The manager is super kind and is willing to work with you as long as you communicate. They understand people fall under hard times, but communicating with them and staying consistent will definitely help you.
This company is the worst lender you could possibly deal with , I co-signed on a car with my mother , the car broke down a month after buying it , we purchased the warranty with our loan , the repossessed the car before it even made it too a shop , the past few years they sold the car for more than I purchased it for , they garnished my check , then I finally settled the account we are almost 8 years since this happened I call too get the account removed as they agreed too settle too delete , not every time I call they say they don’t delete accounts they are intentionally parking on my credit and the do not act in good faith they get people in low credit situations… read full review
Very very trashy company. 1. Doesn't accept split payments So they can kill you on interest. 2 don't have a modern payment processing system. No credit card and only certain cards work. 3 MONEY Hungary
4709 Hargrove Road, Raleigh, NC 27616
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