About C2 Hawaii

C2 Hawaii is a full-service mortgage broker specializing in securing low mortgage rates for various home loan products, including Conventional, VA, USDA, FHA, and Jumbo Loans. They serve all islands of Hawaii and offer a seamless online process with no upfront costs, ensuring a hassle-free experience for clients. As part of C2 Financial, the largest mortgage broker in the US, they leverage pricing advantages from over 100 lenders to provide exceptional rates. Clients have praised the professionalism and communication of their loan officers, particularly highlighting the support received during the challenging home-buying process. Reviews mention the helpfulness and expertise of team members, especially in guiding clients through VA loans and navigating a high-interest rate market. Customers felt well-supported, with accurate quotes and transparency throughout the loan process, and expressed a strong willingness to recommend C2 Hawaii to friends and family for their mortgage needs. Overall, C2 Hawaii is recognized for delivering a positive and efficient experience for home buyers and refinancers.

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Reviews for C2 Hawaii

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Feb 2026
Blaze was a fantastic help with our family finding the loan we needed for our new home. Even after an initial offer of ours fell through the previous year, he continued to reach out and check in on us to see how we were doing. We’re very grateful for his help and would highly recommend!
Feb 2026
I'm very happy and satisfied with working with Thomas!!
I didn't have that much knowledge about loan but he explained well without feeling bad. He was very attentive and kind. I definitely recommend to work with him. Thank you for helping to buy my dream house!! Aki
Feb 2026
My husband and I truly can’t say enough great things about Thomas Ray — hands down the best mortgage broker in Oʻahu. From start to finish, Thomas was professional, knowledgeable, honest and genuinely committed to helping us secure the best loan possible. He took the time to clearly explain every step, making what can often feel like a complicated and overwhelming process smooth and completely stress-free.
What impressed us most was not only how quickly our loan closed, but also the incredible rate he was able to secure for us — truly the best rate I could have hoped for — along with very reasonable fees. The speed and efficiency were remarkable, yet nothing...read full review