Jul 2026
I have health insurance through BMI while living abroad. I have had almost no complaints with them. I have tried AXA and Cigna Global, both of which have awful hoops (2 year waiting period) to jump through before processing the claim. BMI had only 30 day waiting period and filing claims was so simple. I just had an almost $3000usd emergency hospital visit and it was processed after only one week and I was reimbursed via direct deposit about 48 hours after the claim was approved. I only give 4 stars because mental health, contraception, and primary care are not covered under my plan, but it is the easiest insurance I have used.

