Financial Planners near San Ramon

“Trustworthy. Knowledgeable. Good communication. Sound advice. Veraz Advisors take good care of my money.“

“Well, where do I start? Let’s start back in 2000. I was my own super star investor. I rocked it with 80% gains one year. This was with the security for my future. I was doing awesome… until I wasn’t. I lost over 70% of my valuable retirement 401k in the Dot.Com crash. It took me 10 years to just get back to parity. It taught me a few very valuable lessons in investing, the main one being “I Suck At It”. In 2007 a person at work brought Richard to my attention and we attended one of his dinners where he presented his philosophy toward investing retirement accounts. His main objective is to try and never lose your clients’ money. Granted that can never be guaranteed but he definitely tries his best. We decided to move our Fidelity accounts to Secure Retirement for him to manage since I was actually getting closer to retirement. Soon after we did, the 2007 financial crisis hit. Remember what happened in 2001-2001 with me? Cruised right through it with some gains to boot. One person I follow made a comment that “they” always say you don’t want to miss the best up days of the market. But you REALLY want to miss the worst down days which we did and I could put 2001 behind me. It can be frustrating when others you know are making far more gains in their account than you may currently experiencing but recently I spoke with a person that last year was telling me they were doing great. They made over 20%. Well just recently they are very frustrated that they have lost 30% this year (and possibly more to come). I believe that Richard and Jeff truly have their client's best interest in mind at all times. I would like to address a previous comment regarding “recommending worthless REIT’s”. Jeff researches these things to death and does his best to bring the ones to the table that hopefully will provide good returns but still can never be guaranteed. We are currently in two of them. Yes, it took a couple more years than anticipated before the first REIT we bought liquidated (Pandemic maybe?) but our first “Worthless REIT” just funded and returned 168%. Patience (even though it is not my strongest suit). Speaking for myself, you have an emotional attachment to your retirement savings since it may be your lifeline and putting that responsibility with Richard and Secure Retirement has been very helpful. If you are considering Secure Retirement I would recommend setting up an appointment to talk with them because YOU need to feel comfortable and it is YOUR money.“

“My wife and I have trusted Jonathan Spector and EP WEALTH ADVISORS for over 10 years. We really appreciate their communication and the returns on our portfolio!“

“We love Matt D. He explains things in a way we can understand and is very thorough. We can’t be happier. .“

“I have known Dan Hawley and Hawley Advisors professionally for close to 20 years through my work supporting their business technology needs. I am not a financial advisory client, so I’m not reviewing his financial planning services directly, but I can speak to his professionalism, responsiveness, and character.

Dan has always been organized, respectful, thoughtful, and easy to work with. He communicates clearly, takes his business seriously, and has consistently treated our professional relationship with integrity. Based on my long-term experience working with him and his office, I would describe Hawley Advisors as professional, reliable, and trustworthy.“

“Magnus has always been an embodiment of patience and professionalism. His intricate knowledge of investments and financial services combined with his client-first rapport makes him a top notch advisor. I highly recommend him!“

“I am really impressed with the "non-sales" advice and the depth and quality of the analysis Greg and his team provided.It's great to have an expert who provides guidance without the constant sales pitch.I strongly recommend Greg O'Donnell and team.“

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