Mortgage Brokers in Newport Beach

“Chris was great to work with and very supportive throughout out the refinance process.“

“I’ve had the pleasure of working with Residential First Capital for my real estate lending needs, and I couldn’t be more impressed with the level of professionalism, integrity, and care they bring to the table. From the start, the team made me feel like a valued client, offering thoughtful, knowledgeable guidance at every step.

Ken Thayer is a standout professional whose integrity, work ethic, and dedication to his clients are unparalleled. His deep understanding of the industry, combined with his honesty and commitment to client success, sets him apart from others in the field. It’s clear that Residential First Capital operates with the highest level of integrity, something I deeply respect and appreciate.

This is a family run business, and they always made me feel like a priority. It’s rare to find a firm that places such emphasis on trust, transparency, and long term relationships while consistently delivering outstanding results.

I also had the pleasure of working with Thomas, who assisted me in underwriting some deals. He was incredibly professional, friendly, and always available to answer questions. Thomas made the entire process seamless and stress free with his efficiency, attention to detail, and commitment to due diligence. I felt confident that my best interests were always front and center.

I highly recommend Residential First Capital to anyone looking for a trustworthy, knowledgeable, and results driven team. Ken, Thomas, and the rest of the team are truly the best in the business, and I know I’ll continue working with them for many years to come.“

“Justin is the best in the mortgage business very professional and helpful. highly recommend him!!!“

“I had a truly stress-free and seamless experience working with Williams Financial, Inc. They were able to refinance my mortgage when other lenders couldn’t, and the entire process was handled with professionalism and clear communication from start to finish.
A special thank you to Bill Zigler and Monica Kim—their expertise, responsiveness, and commitment made all the difference. I always felt informed and confident that I was in good hands.
I highly recommend Williams Financial, Inc. to anyone looking for a lender who will actually find solutions and deliver results. I will work with them again in the future!“

“Danny was amazing to work with and extremely supportive through the entire process. He made sure to thoroughly explain the different mortgage options available, provide the right guidance on what worked best for me, and always took the time to answer any questions I had to ensure my first time buying a home was as stress-free and smooth as possible!“