About Desert State Mortgage

Desert State Mortgage is a full-service mortgage broker that offers a wide range of options and competitive rates. They shop hundreds of lenders to find the best deal for their clients, and they pass on the savings to the consumer. The company can assist with home purchases, refinancing, and even work with credit scores as low as 500 for VA loans. The average processing time for a loan is 17 days, and the business has received overwhelmingly positive reviews. Customers praise the team's professionalism, patience, and dedication to ensuring a smooth and successful experience. Many clients have used Desert State Mortgage multiple times, and they recommend the company to their friends and family. Overall, Desert State Mortgage is known for its excellent customer service, competitive rates, and the ability to help clients overcome various obstacles to achieve their homeownership goals.

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Reviews for Desert State Mortgage

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  • May 2026

    We just closed on our next property thanks to Raul and Nikki at Desert State Mortgage! Everything went without a hitch. Nikki especially had our backs and provided excellent suggestions to keep the ball rolling through the application and qualifying phases of our mortgage search. Thank you so much for your help!

  • Mar 2026

    Working with Raul made the entire house buying process incredibly smooth and stress-free. He was easy to communicate with, HIGHLY knowledgeable, and guided us through every step along the way. I highly recommend Raul to anyone looking for a seamless house buying experience.

  • Mar 2026

    2026 UPDATE: Coming back to my original review to say that the DSM team is still the best out there! I have been with them for over a decade now, and take great comfort knowing I'm in DSM's hands. They are able to navigate any economic climate with unmatched professionalism and expertise. Super grateful for their support in all of life's lending needs!

    Desert State Mortgage is a hands-on company with highly knowledgeable staff and leadership. I've worked with them multiple times, and each one has been a good experience. From those who are just starting off with big financial moves, or those who have several under their belt, DSM will provide a personal, professional...read full review

Hours

Monday: 6AM - 9PM
Tuesday: 6AM - 9PM
Wednesday: 6AM - 9PM
Thursday: 6AM - 9PM
Friday: 6AM - 9PM
Saturday: 6AM - 9PM
Sunday: 6AM - 9PM

Tips

women-owned offers military discount open to all

Location

2200 E Williams Field Rd Suite 200, Gilbert

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