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First Financial Credit

4.9 55 reviews
Overall rating
4.9
out of 5
55 reviews
5 star 98%
4 star 0%
3 star 0%
2 star 0%
1 star 2%

About First Financial Credit

First Financial Credit has served Central and Eastern KY since 1992, offering loans from $500 to $15,000 with an easy application process and same-day funding in most cases. They provide affordable monthly payments, fixed rates, and set payoff dates, while also reporting to credit bureaus to help establish and build credit. The staff at First Financial is consistently described as friendly, courteous, helpful, knowledgeable, and patient. Customers praise the smooth and easy experience, with the team going above and beyond to ensure they feel supported and informed throughout the process. With a dedication to great service and a commitment to their customers, First Financial Credit has earned a reputation as a dependable and customer-focused company.

Jul 2026
5.0
Everyone at the office is professional and so courteous. These folks (Angie, Sean, and Danielle) have always gone above and beyond for my husband and I. I have been with them over 5 years and would recommend them to anyone!
Dec 2025
5.0
They couldn’t do the amount I really needed, with holidays, prices of things these days. So I took what they could help with. Most places would have just turned me down instead Fist Financial Credit tried to get me something even though I was denied for a higher amount. I would recommend for sure, I just got started and I have nothing really to complain about.
Dec 2025
5.0
I needed help right away to get my car fixed . First financial got the paperwork done while I waited to see about my car. They had everything ready by 3:00 that day where all I had to do was sign the papers. I was so grateful, the day was seven degrees and my heater had gone out in my car. They were awesome!
All 9 photos

Hours

Monday 8AM - 5PM
Tuesday 8AM - 5PM
Wednesday 8AM - 5PM
Thursday 8AM - 5PM
Friday 8AM - 5PM
Saturday Closed
Sunday Closed

Location

675 Monticello Street Suite 2, Somerset, KY 42501

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First Financial Credit · 675 Monticello Street Suite 2, Somerset, KY 42501

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