About First Financial Credit

First Financial Credit has served Central and Eastern KY since 1992, offering loans from $500 to $15,000 with an easy application process and same-day funding in most cases. They provide affordable monthly payments, fixed rates, and set payoff dates, while also reporting to credit bureaus to help establish and build credit. The staff at First Financial is consistently described as friendly, courteous, helpful, knowledgeable, and patient. Customers praise the smooth and easy experience, with the team going above and beyond to ensure they feel supported and informed throughout the process. With a dedication to great service and a commitment to their customers, First Financial Credit has earned a reputation as a dependable and customer-focused company.

Reviews for First Financial Credit

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  • Dec 2025

    They couldn’t do the amount I really needed, with holidays, prices of things these days. So I took what they could help with. Most places would have just turned me down instead Fist Financial Credit tried to get me something even though I was denied for a higher amount. I would recommend for sure, I just got started and I have nothing really to complain about.

  • Dec 2025

    I needed help right away to get my car fixed . First financial got the paperwork done while I waited to see about my car. They had everything ready by 3:00 that day where all I had to do was sign the papers. I was so grateful, the day was seven degrees and my heater had gone out in my car. They were awesome!

  • Nov 2025

    My experience with First Financial was outstanding from start to finish. The entire team was incredibly helpful, knowledgeable, and patient throughout the process. They took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful experience feel smooth and easy.

    The staff truly went above and beyond to ensure I felt supported and informed every step of the way. Their professionalism, friendliness, and dedication to great service really set them apart. I’m genuinely grateful for their help and highly recommend First Financial to anyone looking for a dependable and customer-focused company.

Hours

Monday: 8AM - 5PM
Tuesday: 8AM - 5PM
Wednesday: 8AM - 5PM
Thursday: 8AM - 5PM
Friday: 8AM - 5PM
Saturday: ClosedSunday: Closed

Location

675 Monticello St Suite 2, Somerset

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