ARF Financial

Dec 2025

Experience with ARF Financial and the V.P.
I recently engaged with ARF Financial for a business loan, working directly with Megan (Vice President). Initially, I had a competitive offer from Lexington Capital Holdings, which provided ample funds for my business needs. However, I was persuaded by Megan to accept a smaller loan with the assurance that, upon closing, I would receive additional funds and a 1% rebate on the funds received.

After the loan closed, clear communication ceased regarding the promised additional funds and rebate. Despite multiple inquiries, weeks passed before I received a response. Ultimately, I was informed that I had missed the deadline...read full review

Sep 2025

I made every payment on time, and paid the whole thing off within 6 months, but they still charged me an additional $5,000 because I opened a new MCA with another company that same week I paid it off. They said I had breached the contract, but I was not at all aware that was part of the contract. Don't work with this company they will stick you with additional fees!!