Locke Your Loan
“We had the pleasure of working with Desiree, Shelly, and Lara at Locke Your Loan, and they truly went above and beyond for our family throughout our entire home-buying journey.
From the beginning, they took the time to break down the financing process, help us get all of our paperwork in order, and make sure we understood exactly what we were getting into, not just what our mortgage payment would be.
What impressed us most was how much time and effort they put in while we were still searching for our forever home. They helped us research special assessments and additional taxes in different neighborhoods and home tracts, explained exactly what those charges were for, and helped us understand how they could affect our overall monthly payment now and in the future.
This was incredibly important to us. We weren’t simply looking for a house; we were looking for our forever home, and we wanted to make sure we understood the FULL financial picture before making such a big commitment. We didn’t want to find the perfect home only to discover later that special assessments or additional taxes could significantly increase our monthly expenses.
Desiree, Shelly, and Lara understood the assignment!
We also can’t say enough about their patience. We asked A LOT of clarifying questions, and not once did they make us feel dumb or like we should already know the answers. They took every question seriously and went into detail until we genuinely understood. That meant so much to us.
They didn’t just help us get a loan, they educated us and helped us make informed decisions along the way. Having a lending team that was knowledgeable, thorough, patient, responsive, and willing to put in that extra work gave us so much confidence throughout the process.
We are incredibly grateful to Desiree, Shelly, and Lara and the entire Locke Your Loan team. If you’re looking for a lender who will take the time to help you understand your loan and truly look at the bigger financial picture with you, we highly recommend them!”