About Rancho Capital Home Loans

Rancho Capital Home Loans is a local residential home loan brokerage with experienced and professional staff. They will guide you through the home loan process, searching multiple banks to find the best product at the lowest interest rate and cost. The team is focused on making the process easy, offering multiple application options, including in-person, phone, video, and online. Clients praise the team's fantastic service, with one customer describing Danny Espinoza as pleasant, informative, and straightforward, helping first-time homebuyers feel confident. Another client, Jeff, was highly impressed by the team's availability, professionalism, and kindness during the sale and purchase of a home. Brent Bruce and the team were also commended for their outstanding professionalism, responsiveness, and attention to detail.

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Reviews for Rancho Capital Home Loans

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  • Jan 2026

    Jeff Anderson truly treats you like family and goes above and beyond to take care of every detail. He makes sure nothing falls through the cracks and does everything possible to make the entire mortgage process as painless and stress-free as it can be.

    His dedication, responsiveness, and willingness to step in and handle issues before they become problems set him apart. You always feel supported, informed, and confident that you’re in good hands. Jeff doesn’t just close loans—he takes care of people.

  • Jun 2025

    I had the pleasure of working with Jeff Anderson in securing my home loan and everything could not have gone more smoothly. The whole process was easy to navigate, Jeff always made himself available at all times of the day, and I was approved for a loan way sooner than I thought! Jeff made me feel as though I was his only client and the level of professionalism, transparency, and attentiveness is truly unmatched. I am so grateful for Jeff and his team, and Rancho Capital Home Loans will be my only mortgage broker from now on!

  • Feb 2024

    Working with Danny Espinoza and his team were fantastic. Danny was pleasant & informative. He explains the process clearly & is very straight forward. This was important to us since it was our first time being home buyers. Definitely made us feel confident that we chose a great mortgage advisor if not THE BEST!The Hernandez Family

Hours

Monday: 9AM - 6PM
Tuesday: 9AM - 6PM
Wednesday: 9AM - 6PM
Thursday: 9AM - 6PM
Friday: 9AM - 6PM
Saturday: ClosedSunday: Closed

Tips

offers military discount open to all

Location

9431 Haven Ave Suite 208, Rancho Cucamonga

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