About Pacific Bay Financial Corporation

Pacific Bay Financial Corporation, particularly Dwight Daguman, has received high praise from several clients for their exceptional work in commercial finance. Dwight is known for his in-depth knowledge and ability to explain complex financial concepts in simple terms, putting clients at ease. He is responsive, accessible, and demonstrates a strong commitment to his clients' financial well-being. One client shared their experience of working with Dwight for over 20 years, building their residential and commercial real estate portfolios. When they faced a challenging situation with a commercial building loan, Dwight was able to secure an interest rate 200 basis points below the market rate and postpone the loan's due date. Another client expressed gratitude for finding Dwight, highlighting his knowledge, resourcefulness, and patience. They highly recommend working with him for real estate financing. Overall, Pacific Bay Financial Corporation and Dwight Daguman have been commended for their expertise, client-focused approach, and ability to deliver results, even under tight time constraints.

Reviews for Pacific Bay Financial Corporation

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  • Dec 2025

    I had a great experience working with Dwight on a commercial mortgage refinancing. Anyone familiar with the space knows how difficult and confusing commercial lending can be and it’s nothing like a residential mortgage. I thought I had a good handle on it after securing an SBA loan years ago, but pursuing a private refinance was an entirely new ball game.

    To make matters more challenging, our situation was complex and far from straightforward. I was incredibly fortunate to find Dwight through a referral. He was patient throughout the entire process and took the time to guide us every step of the way, ultimately finding a loan program that met our criteria.

    I...read full review

  • Jun 2024

    My experience working with Dwight Daguman exceeded all expectations. His deep knowledge and understanding of commercial finance and the ability to explain in simple terms put me at ease. Throughout the entire process Dwight was responsive to my questions and always accessible, which gave me confidence I was in capable hands. With his guidance, I was able to close a commercial loan a few weeks earlier than expected. Beyond his technical expertise, Dwight demonstrated a genuine commitment to my financial well-being. The level of personalized attention I received truly sets him apart. I highly recommend Dwight for anyone seeking reliable, knowledgeable, and client-focused financial advice.

  • Jul 2023

    My husband and I have been working with Pacific Bay Financial for 20+ years, adding to our residential and commercial real estate portfolios over time. Thank you PBF - You're the Best in the business!!! We highly recommend Dwight Daguman for your commercial real estate financing needs. We have enjoyed consistent cash flow of our commercial building, but with the tumult in the commercial real estate space and with a "due date" on the loan fast approaching our lender did not give us enough warning and time to cure the debt. Dwight stepped-in after being recommended by a trusted cohort of ours and was able to secure an interest rate 200 bps below market. This was accomplished by Dwight providing in-depth financial analysis of our historical revenue and skillful presentation of his findings to a AAA rated commercial lender. We used the Commitment Letter to postpone the due date of the present lien by 30 days. Call Dwight if you are looking for acquisition or debt reposition funds or if you're up against time constraints. His diligence and attention to detail will allow you to breathe and actually enjoy the process, while trusting that you are in good hands!! Thank you, Dwight! :))

Hours

Monday: 9AM - 5PM
Tuesday: 9AM - 5PM
Wednesday: 9AM - 5PM
Thursday: 9AM - 5PM
Friday: 9AM - 5PM
Saturday: ClosedSunday: Closed

Tips

accepts credit cards

Location

355 Gellert Blvd #230, Daly City

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